The great news is that we have paid off £1403.86 in January! I am really made up about it. It was a combination of spending more wisely and income maximisation. I made just under £250 through eBaying; an extra £386 through mystery shopping; and as a result of car scrappage and a water rebate we got an additional £329. A couple of things have been paid off altogether - a small overdraft I had on an account, which I then closed; and a business phone line bill...we are getting rid of the line.
Not so good. I budgeted £200 for food for the month to cover me, Big Man, Carb Addict at weekends and Otto our cat. I also had Red and Mr Charming for the first bit of the month. The food came to £259.26 so 25% over what I'd planned. I did menu plan each week and stuck to it but it doesn't help that Big Man buys things he fancies for his lunch that are not budgeted for - Dairylea Cheese Spread..pate..tubs of sandwich filler...cream cakes. I have been including those costs in to the overall spends but I'm wondering whether I should leave them out. He pays from his own money so....hmmm. What does anyone else think?
Overall I am a happy bunny today. The only thing is that now I start to get a feeling that isn't altogether helpful...a feeling like 'oh, we've paid things off now I can be a bit less strict'. I always do that. On diets I'm the same. I've got to be really strong and stay motivated.
You will all help me, won't you?