Tuesday, 1 February 2011

January SitRep

Well, one of the main reasons I started this blog was because I'd been so inspired by other frugality blogs that I thought it might help me. And also because I like to write and share things that happen, but that's by-the-by. At the end of my first month of frugal living I want to share how we've got on.

The great news is that we have paid off £1403.86 in January! I am really made up about it. It was a combination of spending more wisely and income maximisation. I made just under £250 through eBaying; an extra £386 through mystery shopping; and as a result of car scrappage and a water rebate we got an additional £329. A couple of things have been paid off altogether - a small overdraft I had on an account, which I then closed; and a business phone line bill...we are getting rid of the line.

Not so good. I budgeted £200 for food for the month to cover me, Big Man, Carb Addict at weekends and Otto our cat. I also had Red and Mr Charming for the first bit of the month. The food came to £259.26 so 25% over what I'd planned. I did menu plan each week and stuck to it but it doesn't help that Big Man buys things he fancies for his lunch that are not budgeted for - Dairylea Cheese Spread..pate..tubs of sandwich filler...cream cakes. I have been including those costs in to the overall spends but I'm wondering whether I should leave them out. He pays from his own money so....hmmm. What does anyone else think?

Overall I am a happy bunny today. The only thing is that now I start to get a feeling that isn't altogether helpful...a feeling like 'oh, we've paid things off now I can be a bit less strict'. I always do that. On diets I'm the same. I've got to be really strong and stay motivated.

You will all help me, won't you?


  1. Thanks for stopping by! Love your blog! I love the way you are attaking your debt and frugalness with gusto! We paid our mortgage off last year, and have just 1 credit card left - can't wait to get shut of it! xxxx

  2. Wow, good budgeting! I'm absolutely terrible at it but I usually manage to have money left before I get paid so must be doing something right hehe :)


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