tag:blogger.com,1999:blog-2398306152197347421.post997311120068061734..comments2023-11-23T08:37:10.870+00:00Comments on Keshling Pulls It Off!!: Calling Frugalistas!keshlinghttp://www.blogger.com/profile/07396657930250980852noreply@blogger.comBlogger13125tag:blogger.com,1999:blog-2398306152197347421.post-26643081644742581312012-02-06T06:53:05.102+00:002012-02-06T06:53:05.102+00:00I am to spend nothing but I do not count direct de...I am to spend nothing but I do not count direct debits going out of my bank account - wish I could do more of these xMrs Thriftyhttps://www.blogger.com/profile/05262448676261474746noreply@blogger.comtag:blogger.com,1999:blog-2398306152197347421.post-63771549938524251172012-02-03T12:49:30.781+00:002012-02-03T12:49:30.781+00:00Just when I think I'm getting somewhere with m...Just when I think I'm getting somewhere with my frugal quest, I realize I know nothing. NSD! What a great concept. I'm going to incorporate that into my weeks somehow. I think it will be a day when I do not physically spend any money. Bills are all paid out of the account on the 1st and the 15th (don't ask!) so any other day is up for a no spend. Thanks for the tip.Penny Saverhttps://www.blogger.com/profile/17936692067974177726noreply@blogger.comtag:blogger.com,1999:blog-2398306152197347421.post-3857344281318225112012-02-03T11:40:12.492+00:002012-02-03T11:40:12.492+00:00I was very interested to read through all these co...I was very interested to read through all these comments. Good post!!! It seems everyone does have different guidelines. <br /><br />I'm along the same lines as most of your commentors. No Spend means no money left my hands (or wallet, or house). Payments to water, electric, mortgage, ect; clearing the bank don't cancel a no spend. But toilet paper, vitamins, milk: those are all "spending."rivulethttps://www.blogger.com/profile/11352395562904461909noreply@blogger.comtag:blogger.com,1999:blog-2398306152197347421.post-37732492677056997222012-02-03T09:54:48.230+00:002012-02-03T09:54:48.230+00:00I think it depends on the frugalista but, generall...I think it depends on the frugalista but, generally, not buying anything that isn't an absolutely necessity. There's no point turning off the electricity and freezing but you might unplug anything that isn't essential and do without it for 24 hours. <br /><br />I've just discovered Jeff Yeager who does a "Fiscal Fast" a few times a year to encourage using up what we already have and to help focus on saving money. <br /><br />http://blog.aarp.org/2012/01/17/diary-of-a-fiscal-fasting/Pomona https://www.blogger.com/profile/03810484133929165070noreply@blogger.comtag:blogger.com,1999:blog-2398306152197347421.post-11726156061382941242012-02-02T08:53:53.480+00:002012-02-02T08:53:53.480+00:00Forgot to say, thank you so much for the lovely co...Forgot to say, thank you so much for the lovely comment on how you enjoyed my old blog.<br /><br />KarenKarenhttps://www.blogger.com/profile/03109194637274444457noreply@blogger.comtag:blogger.com,1999:blog-2398306152197347421.post-29290661130110162542012-02-02T08:40:01.589+00:002012-02-02T08:40:01.589+00:00For me a NSD is when I spend nothing on food, pers...For me a NSD is when I spend nothing on food, personal items, petrol, magazines etc. I do not include direct debit payments as these are payments that have to be paid and are accounted for and this is money I cannot dip into.Karenhttps://www.blogger.com/profile/03109194637274444457noreply@blogger.comtag:blogger.com,1999:blog-2398306152197347421.post-59216416099627442642012-02-01T17:33:20.039+00:002012-02-01T17:33:20.039+00:00A no spend day for me is no misc/personal spending...A no spend day for me is no misc/personal spending. So no spending on wants! All budgeted bills don't count - even grocery (as long as it's within budget)laurahttp://www.nomorespending.netnoreply@blogger.comtag:blogger.com,1999:blog-2398306152197347421.post-67660634835437322822012-02-01T15:38:03.470+00:002012-02-01T15:38:03.470+00:00A NSD for me is when I spend nothing at all. All m...A NSD for me is when I spend nothing at all. All my direct debits are taken care of on the 1st of the month through a feeder account, those are essential payments and not counted as the spendable household budget. Hope that makes sense.Karenhttps://www.blogger.com/profile/11228988475838309316noreply@blogger.comtag:blogger.com,1999:blog-2398306152197347421.post-56593533242986823012012-02-01T14:45:29.532+00:002012-02-01T14:45:29.532+00:00For me it means when you buy nothing at allFor me it means when you buy nothing at allMichellehttps://www.blogger.com/profile/01699594650305506763noreply@blogger.comtag:blogger.com,1999:blog-2398306152197347421.post-76830478431356615612012-02-01T14:44:43.396+00:002012-02-01T14:44:43.396+00:00Hi a no spend day for me is not spending anything ...Hi a no spend day for me is not spending anything at all ie bread, milk etc( do not manage many!). I do not count direct debits etc coming out as the way I see it there is always something coming out. It is possible to have a few no spend days, but more often than not mine seem to be low spend days where I need milk or bread or have run out of food items. I think low spend covers just your needs. have you managed No spend days?, I think it is quite hard sometimes & you have to try & be focused. I am working on it! x<br />love your blog xMrs No Spendhttps://www.blogger.com/profile/00337709498652650114noreply@blogger.comtag:blogger.com,1999:blog-2398306152197347421.post-85618617742199664872012-02-01T14:16:55.533+00:002012-02-01T14:16:55.533+00:00For me, No spend days are where I do not spend any...For me, No spend days are where I do not spend any money at all. I include days where I pay bills, get groceries or put gas in the car as spend days but since my bills are simple this keeps my spend days to a minimal of days.Poor to Rich a Day at a Timehttp://poortorichadayatatime.blogspot.com/noreply@blogger.comtag:blogger.com,1999:blog-2398306152197347421.post-43537117090700647942012-02-01T12:50:05.780+00:002012-02-01T12:50:05.780+00:00I would keep it as a day to spend nothing at all. ...I would keep it as a day to spend nothing at all. If I have to pay some bills, that's something else, since I cannot really choose to pay or not, it just has to be paid in time.LLMMhttps://www.blogger.com/profile/09011997084282546368noreply@blogger.comtag:blogger.com,1999:blog-2398306152197347421.post-51756210456360261992012-02-01T11:39:22.950+00:002012-02-01T11:39:22.950+00:00I use it for a day when nothing leaves my purse- n...I use it for a day when nothing leaves my purse- not for buying food or carbooting or anything else. Last month I had chimney repairs, dental treatment, a new car battery, a new wiper blade for the car, emergency chocolate supplies for KL after her friend died- for me those all counted as spends as I physically handed over cash/ debit card just like I do for shopping and carbooting. I don't include direct debits as I never actually see the money for those and I don't feel like I'm handing money over!Scarlethttps://www.blogger.com/profile/01729719876504930455noreply@blogger.com